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Everyone’s talking about Roth conversions, but here’s how few people really do them — and why you shouldn’t have FOMO about it

10/23/2026, 3:00:00 PM
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Everyone’s talking about Roth conversions, but here’s how few people really do them — and why you shouldn’t have FOMO about it
EXECUTIVE SUMMARY

You have to do the math to figure out your best tax strategy in retirement, and converting might not be for you.

Key Takeaways

  • Everyone’s talking about Roth conversions, but here’s how few people really do them — and why you shouldn’t have FOMO about it.
  • You have to do the math to figure out your best tax strategy in retirement, and converting might not be for you.
  • You have to do the math to figure out your best tax strategy in retirement, and converting might not be for you.

You have to do the math to figure out your best tax strategy in retirement, and converting might not be for you.

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